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California continues to spend billions responding to homelessness, yet remains home to the largest unhoused population in the nation. Each year, policymakers debate new shelter models, behavioral health investments, and housing production targets. All are important. But far less attention is paid to a quieter structural problem that keeps people stuck in homelessness longer than necessary: our tax and benefit systems actively penalize reentry into work. SF Bay Area That contr

Homelessness is a pressing issue that affects millions of people worldwide. Despite the efforts of governments and non-profit organizations, traditional methods of addressing homelessness often fall short. As we look for innovative solutions , it is crucial to explore new approaches to existing interventions, in this case financial assistance, that can effectively bottleneck the inflow to homelessness. The challenge Traditional emergency financial assistance programs often re

Imagine living one paycheck from the edge. Rent eats nearly everything you earn. Groceries, utilities, childcare, transit — all squeezed into what’s left. Then something small goes wrong. A missed shift. A medical bill. A delayed paycheck. Suddenly, the threat of eviction becomes real. A community center offering essential services to individuals experiencing homelessness. A one-time payment might keep the lights on for a few months. But what happens when that money disappear